Renewing or refinancing your mortgage

There are many reasons why you might want to renew or refinance your mortgage. And even more reasons to have Nest help you do it. Let us help you with your mortgage refinancing  and mortgage renewal needs.

Today's rates as low as 3.99%

Get started

Renew or Refinance with Nest

A Simple
Mortgage Process

Applying for a mortgage can be complicated, but we do everything we can to make it simple, streamlined and stress-free. Our job is to make your life easier.

Competitive
Mortgage Rates

Nest uses powerful technology to scour over 20,000 mortgage options from more than 200 lenders. Whether you want to consolidate your debt or find a better rate for your mortgage. 

Customized 
Mortgage Solutions 

Our team consists of mortgage experts. We’ve navigated every situation for renewing and refinancing, and we’re here to support you in yours and find the best possible solution for you. 

Don’t believe us? Check this out.

Joe Harb


A pleasure to work with. They pre-approved my mortgage and checked in periodically to see how my house hunting was going. When I found the right place, Nest Mortgage was quick with responses and provided information and advice wherever possible. They still continue to check in and see how things are going. Experts in the industry, you can rest easy using their services.

Sarah Richards


As a first time home buyer in the intimidating Vancouver market, I had a lot of questions and fears about the process. Nest was with me all the way, helping guide me through everything I was unsure about. They treated me like I was their #1 customer, and not just in the care and attention the paid. They also got me an amazing rate on my mortgage.

Gabby Still


Referred to us by a friend, the Nest Mortgage team was able to help us out with our mortgage renewal. It being our first time renewing, we had some issues and also a ton of questions that Ray and Merissa took care of without hesitation. We would recommend Ray and his team to anyone who’s looking for a mortgage broker.

Joe Harb


A pleasure to work with. They pre-approved my mortgage and checked in periodically to see how my house hunting was going. When I found the right place, Nest Mortgage was quick with responses and provided information and advice wherever possible. They still continue to check in and see how things are going. Experts in the industry, you can rest easy using their services.

Sarah Richards


As a first time home buyer in the intimidating Vancouver market, I had a lot of questions and fears about the process. Nest was with me all the way, helping guide me through everything I was unsure about. They treated me like I was their #1 customer, and not just in the care and attention the paid. They also got me an amazing rate on my mortgage.

Gabby Still


Referred to us by a friend, the Nest Mortgage team was able to help us out with our mortgage renewal. It being our first time renewing, we had some issues and also a ton of questions that Ray and Merissa took care of without hesitation. We would recommend Ray and his team to anyone who’s looking for a mortgage broker.

Renewing or refinancing your mortgage

Financing for Home Renovations

Essential information to help through the process of financing a home renovation.

Learn more

A Comprehensive  Debt Consolidation Guide

A primer on how to consolidate your debt to alleviate stress and save money.

Learn more

Alternative Financing and Private Lenders

A guide to mortgages and creative financing solutions outside the traditional lenders.

Learn more

Mortgages for Self-Employed Individuals

A guide to sourcing the right mortgage for people who are self-employed.

Learn more

Here’s how our mortgage approval process works

1. Complete our online application

Fill out our simple and secure online form. We’ll follow up with supporting documentation if and when it’s needed.

2. We search for great rates

We review your details and scour all available mortgage products from over 230 reputable lenders to find the best possible mortgage for you. 

3. You get pre-approved

We’ll follow up with a summary that outlines how much mortgage you have qualified for, along with the terms, options and conditions. 

4. We continue our search

We don’t stop there. We’ll continue to research mortgage options right up until you’re ready to close, then we lock in the best possible rate.

Here’s how our mortgage approval process works

1. Complete our online application

Fill out our simple and secure online form. We’ll follow up with supporting documentation if and when it’s needed.

2. We search for great rates

We review your details and scour all available mortgage products from over 230 reputable lenders to find the best possible mortgage for you. 

3. You get pre-approved

We’ll follow up with a summary that outlines how much mortgage you have qualified for, along with the terms, options and conditions. 

4. We continue our search

We don’t stop there. We’ll continue to research mortgage options right up until you’re ready to close, then we lock in the best possible rate.

The people behind the mortgages

While it may seem like our streamlined and super-efficient mortgage process is run by robots, it’s actually operated by real live human beings. The team at Hub has decades of combined experience working with customers of all backgrounds and income levels. We put that experience to good use finding mortgage solutions that help you get closer to owning your dream home, realizing the perfect reno, or consolidating your debt to live a more stress-free life. 

Got a question or concern? Reach out anytime and we’ll find a solution together.
Contact Us

The people behind the mortgages

While it may seem like our streamlined and super-efficient mortgage process is run by robots, it’s actually operated by real human beings. The team at Nest has decades of combined experience working with customers of all backgrounds and income levels. We put that experience to good use finding mortgage solutions that help you get closer to owning your dream home, realizing the perfect renovation, or consolidating your debt to live a more stress-free life. 

Got a question or concern? Reach out anytime and we’ll find a solution together.
Contact us